Buying in Greater Hobart is not the same as buying in Melbourne or Sydney. Prices in suburbs like Sandy Bay, Lindisfarne and Kingston have climbed over the past decade, many older homes need renovation finance, and a lot of buyers are self-employed or work across several jobs. A good broker knows which lenders are comfortable with that mix.

Hobart mortgage brokers work for you, not the bank, but they are paid by the lender in most cases. Every broker must hold an Australian Credit Licence or act as a credit representative under one, and belong to the Australian Financial Complaints Authority (AFCA). Check both before you hand over payslips.

Also budget for Tasmanian transfer duty, which can add thousands to your upfront costs. Our guide to stamp duty in Tasmania explains how it is calculated.

The firms below are all based in Greater Hobart and ranked on local presence, lender choice and how clearly they explain their service.

Mortgage Brokers In Hobart At A Glance

Company	Based In	Best For	Known For
Derwent Finance	Hobart CBD	Buyers wanting wide product choice	45+ lenders, seven offices
One Stone Finance	Hobart CBD	Long-term loan planning	Absorbed Hobart Home Loans
Gloss Finance	Hobart	Professionals and complex income	Lending in Hobart since 1993
Finance Designs	Hobart CBD	Self-employed and medical clients	Separation finance, SMSF loans
Dynamic Finance Brokers Tasmania	Hobart CBD	Retirees and construction buyers	Established in Tasmania in 1986
Tassie Home Loans	Battery Point	First home buyers	Over 30 years helping Tasmanians
Aussie Kingston	Kingston	Channel and Huon buyers	Four brokers on Channel Highway
Smyth Loan Co	Hobart (online)	Borrowers who prefer digital	50+ lenders, 20+ years in finance
Fund Finance	Hobart	Refinancers and car loans	70+ lenders on panel
Island Finance	Hobart	Business owners	Personal and commercial lending

Best Mortgage Brokers In Hobart

1. Derwent Finance — Macquarie Street Brokerage With A 45+ Lender Panel

Derwent Finance started in Hobart in 2017 and still runs its home office at 19 Macquarie Street, though it now has seven offices around Australia, including Launceston. It covers first home buyer, low deposit, guarantor, construction, bridging and non-bank loans, plus refinancing, SMSF and commercial property lending, and equipment and car finance for businesses.

The firm says it works with more than 45 banks and lenders and lists the FBAA Finance Broker of the Year 2025 award for Tasmania among its awards. Its team includes brokers, lending assessors and settlements officers, which helps on files that need a lot of paperwork. It says it does not charge most borrowers upfront and that its lender commission is shown in your loan documents. It suits buyers who want plenty of lender options and a firm with depth behind the broker.

2. One Stone Finance — Victoria Street Brokers That Absorbed Hobart Home Loans

One Stone Finance works from 15 Victoria Street in the Hobart CBD, open Monday to Friday. In 2021 it bought Hobart Home Loans, a business with more than 20 years of history in the city, after its owner Geoff Colls retired, and the two now trade as one firm under the One Stone name. Services cover home loans, first home buyer and family guarantee loans, construction loans, investment property and refinancing.

The firm describes its approach as mortgage planning rather than one-off broking, which means reviewing your loan as your goals change. It is a member of the Mortgage and Finance Association of Australia and AFCA, and operates as a credit representative of Southern Cross Broker Network. It suits Hobart buyers and investors who want a CBD office they can visit and a broker who will check back in after settlement.

3. Gloss Finance — Hobart Broker Led By A Lender Since 1993

Gloss Finance is a Hobart finance and mortgage broker run by director Narelle Kerstan, who has worked in lending in the city since 1993 and started her career at Island State Credit Union, now MyState. The firm helps with home and investment loans, land and construction funding, debt consolidation, equity release, vehicle finance and loan packages for professionals and executives.

Narelle holds a Diploma of Financial Services and is a full member of the MFAA, and the firm says she was named in MPA Magazine’s top 100 brokers in Australia in 2021. Operations manager Tania Skinner, who has more than 20 years in finance, handles applications through to settlement. Gloss offers a free loan assessment. It suits professionals and families who value a broker with decades of contact with Tasmanian lenders.

4. Finance Designs — Murray Street Broker For Self-Employed And Medical Clients

Finance Designs operates from Level 13, 39 Murray Street in Hobart and is run by principal Alison Demeyer, who started her first broking business in 2004. Before broking she spent 17 years in accounting, legal and consulting firms, and she holds a Bachelor of Commerce. The firm arranges home loans, refinancing, investment and SMSF loans, land and construction loans, and car and equipment finance.

Its niche is clients whose finances take more explaining: self-employed people, medical practitioners and people refinancing after a family separation. Alison is a credit representative of Southern Cross Broker Network and a PLAN Australia Hall of Fame member, according to the firm. It suits sole traders and practice owners who need a broker comfortable reading business financials. If you are new to running your own business, our ABN registration guide covers the first step lenders will ask about.

5. Dynamic Finance Brokers Tasmania — Macquarie Street Brokerage Established In 1986

Dynamic Finance Brokers Tasmania, trading as Finance Brokers of Tasmania, has a Hobart office at 170 Macquarie Street and a second office in Launceston. The firm says it was established in Tasmania in 1986 and marks 40 years in business in 2026, so its brokers have arranged home loans in Hobart through several full property cycles.

It offers a broad menu: home loans, refinancing, first home buyer and construction loans, parental guarantee and self-employed loans, rentvesting, reverse mortgages, commercial finance and equipment finance. The firm says it has a panel of more than 30 lenders, including local lender MyState Bank and specialist lenders such as Heartland and La Trobe Financial. Appointments are free to book. The reverse mortgage and construction options make it a sensible first call for older homeowners releasing equity and for buyers building in Hobart’s growth areas.

6. Tassie Home Loans — Battery Point And Devonport Brokers With 30+ Lenders

Tassie Home Loans has a southern office at 42 Sandy Bay Road, Battery Point, and another in Devonport. It is a trading name of Australian Loans and Mortgages, and the company says it has been helping Tasmanians find finance for more than 30 years.

Its consultants arrange first home loans, refinancing, investment, construction and SMSF loans, and it also handles commercial loans, equipment finance, car loans and insurance. It cites a panel of more than 30 lenders, including the major banks and Macquarie. The site carries calculators for borrowing power, repayments and stamp duty, and it offers hardship assistance for borrowers who are struggling. Initial consultations are free, and the firm says it will explain any lender fees or government charges before you proceed. It suits first home buyers who want simple tools and a team that covers both ends of the state.

7. Aussie Kingston — Channel Highway Store With Four Brokers

Aussie Kingston is a franchise store at 28 Channel Highway, Kingston, run by franchisee Leigh Nosworthy with brokers Andrew Dufty, Natisha Knight and Wendy Green. It is open weekdays with weekend appointments available, and it covers Kingston plus the Channel and Huon Valley towns south of the city.

The store focuses on first home buyers, investors and people buying new homes, and it also arranges small and medium business finance. It compares loans from a panel of more than 20 lenders, and it can connect clients with a buyers advocate and conveyancing support, which helps if you are buying from outside Tasmania. Being part of a national brand means standard processes and online tools, while the brokers themselves are local. It suits southern suburbs buyers who want a shopfront close to home rather than a trip into the CBD.

8. Smyth Loan Co — Digital Hobart Broker With A 50+ Lender Panel

Smyth Loan Co is a Tasmanian digital mortgage broker led by principal Jason Smyth, who says he has more than 20 years in banking and finance. The business works remotely, so most of the process happens by phone, video and online document upload, and it can write loans for property in any state.

Jason handles home and investment loans, refinancing, first home buyer loans and government schemes, construction and development loans, debt consolidation, and personal, vehicle and asset finance. The firm says it has more than 50 lenders available, one of the larger panels on this list. It is an authorised credit representative of Southern Cross Broker Network. It suits busy buyers, FIFO workers and investors who are comfortable doing everything online and want one person handling the file from start to finish.

9. Fund Finance — Hobart Brokers With A 70+ Lender Panel

Fund Finance is a mortgage broker based in Hobart that also serves clients across Australia. It splits its service into three areas: home loans, refinancing for both owner-occupier and investment loans, and car loans.

The firm says it has more than 70 lenders on its panel and more than 20 years of experience, and it works with insurers and property researchers as well as banks. Its stated approach is to educate clients through the process rather than just submit an application, which is useful if you are buying for the first time or refinancing after several years with one bank. It does not publish fees. Fund Finance suits borrowers who want a large lender panel and the option to sort a car loan through the same broker once the home loan is settled.

10. Island Finance — Hobart Broker That Comes To You For Commercial Loans

Island Finance is a Tasmanian finance brokerage based in Hobart. It arranges a broad range of personal and business finance, including home loans and commercial lending, and it also offers insurance products through the same office.

The team says it has many years of experience in both personal and commercial lending, and it offers to come to clients who cannot get to its office, which is handy for farmers, tradespeople and business owners in the outer suburbs or the Derwent Valley. It is smaller and less detailed online than most firms on this list, so ask for its lender panel and credit licence details at the first meeting. It suits business owners who want their home loan and commercial finance handled by one broker who understands how both sides of their finances fit together.

How To Choose A Mortgage Broker In Hobart

Is The Broker Licensed And A Member Of AFCA?

Every mortgage broker in Hobart must hold an Australian Credit Licence from ASIC or be a credit representative of a licensee. Ask for the licence or representative number, then check it on ASIC’s Professional Register. Membership of AFCA gives you a free complaints route, and membership of the MFAA or FBAA shows the broker meets an industry code of practice.

How Many Lenders Are On Their Panel?

Panels on this list range from about 20 to more than 70 lenders. A bigger panel is not automatically better, but make sure it includes non-bank lenders and local options like MyState Bank and Bank of us if your income is irregular. Ask which three lenders they send most of their loans to, and why.

How Is The Broker Paid?

Most Hobart brokers charge borrowers nothing upfront and are paid an upfront and trail commission by the lender after settlement. The broker must tell you the commission in your credit documents. Some brokers charge a fee for complex commercial or low doc loans, so ask for any fees in writing before you sign.

Do They Understand Hobart Property And Tasmanian Costs?

A local broker should be able to talk about valuations in your target suburb, older weatherboard homes that need work, and buying on a bushfire prone or heritage listed block. They should also factor transfer duty, and any first home buyer concessions or the Tasmanian MyHome shared equity program, into your borrowing plan.

Will They Review The Loan After Settlement?

Rates change and lenders often give new customers better deals than existing ones. Ask whether the broker runs an annual review and will refinance you if a better option appears. Firms that see broking as long-term planning tend to save clients more over the life of the loan than those that close the file at settlement.

Conclusion

Hobart has a strong mix of brokers, from long-established CBD firms like Dynamic Finance Brokers Tasmania and Gloss Finance to digital operators and suburban shopfronts in Kingston. The right choice depends on your income type, the property and how much contact you want.

Shortlist two or three firms, ask each about their licence, panel and fees, and compare the first loan options they put in front of you. A good mortgage broker in Hobart will explain the trade-offs clearly and will still be checking your loan years after settlement.