The best ways to send money abroad in 2027, ranked by use case: cheapest, fastest, cash pickup, large and business.
Wise, Western Union, Remitly, PayPal, Revolut, Payoneer, MoneyGram, WorldRemit and Xe compared on fees, exchange rates, speed and payout options.
Ranked lists of the best ways to send money abroad and the best alternatives to Wise, organized by use case.
Corridor guides for Ukraine, Kazakhstan, the Philippines, Mexico and India: payout methods, details you need and the cheapest routes.
Step-by-step guides, starting with sending money with Wise to someone who does not have a Wise account.
Head-to-Head
Side-by-side comparisons of the major money transfer services, so you can pick the right one for how your recipient gets paid.
For bank deposits, usually a service that uses the mid-market exchange rate, such as Wise. For cash pickup or mobile wallets, compare Remitly, WorldRemit and Western Union on the amount your recipient receives.
Usually not. Wise, Remitly, Western Union and most others pay into ordinary bank accounts, mobile wallets or cash pickup locations.
Many providers earn money from the exchange rate as well as the fee. The amount received in the recipient currency captures both.
Since January 1, 2026, a 1% US federal excise tax applies to international transfers funded with cash, money orders or cashier’s checks. Transfers funded from a bank account or a US card are not covered.
