Top Mortgage Brokers In Canberra For 2027

Last updated: November 14, 2026

The best mortgage brokers in Canberra for 2027 are Clarity Home Loans, CASA Mortgage Services, Loan Market Canberra, Trilogy Funding, JPI Finance, Zanda Wealth Mortgage Brokers, Inovayt, Mortgage Choice Gungahlin, Aussie Tuggeranong and Smartline Personal Mortgage Advisers. This list is part of our Canberra business services hub.

Canberra house prices are among the highest in Australia, with Domain reporting a median house price of just over $1 million in mid-2026, so the right loan structure matters. Many buyers are public servants with stable incomes, which lenders like, while others are self-employed contractors who need specialist lending.

ACT first home buyers may be eligible for the Home Buyer Concession Scheme, which can remove stamp duty for eligible purchases, and federal schemes can reduce deposit requirements. A good broker will explain how these interact with your loan.

This list of top mortgage brokers in Canberra covers local independents and national networks. For other buying costs, see our guide to stamp duty in the ACT and our list of conveyancers in Canberra.

Mortgage Brokers In Canberra At A Glance

Company	Based In	Best For	Known For
Clarity Home Loans	Canberra City	Home and commercial lending	Award-winning locally owned brokerage
CASA Mortgage Services	Canberra	First home buyers and families	Highly recommended by Canberra readers
Loan Market Canberra	Braddon	Comparing a wide lender panel	Offices in Braddon, Belconnen and Tuggeranong
Trilogy Funding	Canberra	Construction and new build finance	Recommended Canberra finance broker
JPI Finance	Canberra	Personal service home loans	Strong local reputation
Zanda Wealth Mortgage Brokers	Canberra	Investment and refinance loans	Established in 2006
Inovayt	Canberra	Complex and self-employed lending	Compares 40+ lenders
Mortgage Choice Gungahlin	Gungahlin	Northside buyers	Local franchise of a national brand
Aussie Tuggeranong	Tuggeranong	Southside first home buyers	Local branch of a national broker
Smartline Personal Mortgage Advisers	Canberra region	Personal mortgage advice	National network with local advisers

Best Mortgage Brokers In Canberra

1. Clarity Home Loans — Locally Owned Award-Winning Brokerage

Clarity Home Loans is a locally and privately owned mortgage brokerage in Canberra City, led by Mark and Kristy Edlund, with access to more than 30 lenders.

It is also well regarded for commercial mortgages.

2. CASA Mortgage Services — Recommended Local Mortgage Broker

CASA Mortgage Services is one of the most recommended mortgage brokers in Canberra’s Best of Canberra series.

It suits first home buyers who want guidance through the whole process.

3. Loan Market Canberra — Local Brokers With A National Panel

Loan Market Canberra is a locally based brokerage with offices in Braddon, Belconnen and Tuggeranong.

It compares a broad panel of banks and lenders and covers home, investment, construction and SMSF loans.

4. Trilogy Funding — Construction And Home Loan Specialist

Trilogy Funding is a Canberra finance broker recommended locally for home loans and construction finance.

It suits buyers building a new home or doing a knockdown rebuild.

5. JPI Finance — Community-Focused Finance Broker

JPI Finance has developed a strong reputation in the Canberra community for service and outcomes.

It is a good fit for borrowers who want a hands-on local broker.

6. Zanda Wealth Mortgage Brokers — Broker For Investors And Refinancers

Zanda Wealth Mortgage Brokers has operated since 2006, arranging home, investment and refinance loans, with locations including Canberra.

Its investment focus suits buyers building a property portfolio.

7. Inovayt — Specialist In Complex Lending

Inovayt is a mortgage broking business helping Canberrans from Belconnen to Tuggeranong, comparing loans across more than 40 lenders.

It focuses on borrowers whose income does not fit the standard payslip model, such as contractors.

8. Mortgage Choice Gungahlin — Northside Broker From A National Network

Mortgage Choice has local brokers serving Gungahlin, Belconnen, Woden and surrounding Canberra suburbs.

It combines a national lender panel with local appointments.

9. Aussie Tuggeranong — Southside Broker From A National Brand

Aussie has local brokers in Tuggeranong and Canberra City offering pre-approvals, first home buyer loans, refinancing and investment loans.

A branch close to home suits borrowers who prefer face-to-face meetings.

10. Smartline Personal Mortgage Advisers — National Network Of Personal Advisers

Smartline Personal Mortgage Advisers is a national network with advisers serving the Canberra region.

It suits borrowers who want ongoing reviews of their loan after settlement.

How We Chose

We started from Canberra business directories, local review platforms and community recommendations, then checked each broker’s website, lender access and local presence. We favoured brokers with MFAA or FBAA membership, broad lender panels and consistent positive reviews. Read more about how we research and rank.

How To Choose A Mortgage Broker In Canberra

Do I Pay A Mortgage Broker?

Usually not. Most brokers are paid commission by the lender, but some charge fees for complex loans. Brokers must disclose how they are paid.

What Is The ACT Home Buyer Concession Scheme?

It is an ACT program that can reduce or remove stamp duty for eligible buyers under income thresholds. Our stamp duty in the ACT guide explains the details.

Can Contractors Get A Home Loan?

Yes. Many Canberra contractors get loans by showing a contract history and day rate. A broker with self-employed and contractor experience can match you with the right lender.

How Many Lenders Should A Broker Compare?

More lenders give more choice, but the quality of advice matters more than the panel size. Ask which lenders they recommend and why.

Conclusion

For local, award-winning service, Clarity Home Loans and CASA Mortgage Services are strong first calls, while Loan Market Canberra offers a broad panel with offices across the city.

Also worth a look: Trilogy Funding for construction loans, Inovayt for contractors and Zanda Wealth for investors.

Whoever you choose, confirm accreditation, ask how they are paid and compare at least two loan recommendations.