Bookkeeping is the part of running a business that nobody misses when it is gone. Transactions still need to be categorized, bank and credit card accounts still need to be reconciled every month, and lenders, investors and your tax preparer still expect clean financial statements. For most small and midsize businesses, an outsourced bookkeeping service is cheaper and more reliable than a part-time hire, and it keeps working when someone goes on vacation.
This list is for US business owners, founders and finance leads choosing a provider for ongoing monthly bookkeeping, catch-up work and financial reporting. The services below range from fixed-price bookkeeping for very small businesses to firms that add controller, tax and CFO work as a company grows. If you are still deciding whether to outsource at all, our comparison of outsourced vs in-house bookkeeping lays out the tradeoffs.
For every provider we checked its own website for the services it offers, who it serves, which accounting software it works in, published pricing where it exists and where it is based. We did not use review sites as a source of facts, and we left out any claim we could not confirm on the company’s site.
We ranked providers on how clearly they define their bookkeeping service, the range of business sizes they handle, pricing transparency and how easy it is to add tax or advisory work later. A ten-person agency and a venture-backed startup need different things, so the buying guide at the end will help you narrow the list.
| Company | Headquarters | Best For | Standout |
|---|---|---|---|
| Pilot | San Francisco, CA and Nashville, TN | Startups and small businesses | Plans start at $99 per month |
| Bookkeeper360 | Fully remote, US | Small businesses on Xero or QuickBooks | Bookkeeping, payroll, tax and CFO under one roof |
| inDinero | Covina, CA | Growing companies up to $500M+ in revenue | Works in QuickBooks Online and NetSuite |
| Ignite Spot | Salt Lake City, UT | Service firms with $1M to $10M in revenue | US-based W-2 bookkeepers |
| Kruze Consulting | San Francisco, CA | VC-backed startups | Licensed CPA firm with startup tax and R&D credit work |
| AccountingDepartment.com | Florida, US | Companies needing a full outsourced accounting team | Supports QuickBooks, NetSuite and Sage Intacct |
| Bench | San Francisco, CA | Very small businesses wanting a flat monthly price | Published pricing from $199 per month |
| Supporting Strategies | Greater Boston, MA | Businesses wanting a local US-based team | Franchise network with 100+ locations |
| 1-800Accountant | St. Petersburg, FL office | Small businesses bundling bookkeeping and tax | Dedicated bookkeeper on its Business Complete plan |
| Paro | Chicago, IL | Companies needing a specialist bookkeeper or controller | Matches clients with independent finance experts |
Pilot handles bookkeeping, tax and advisory work for startups and small businesses and lists offices in San Francisco and Nashville. The company says it is trusted by more than 3,500 businesses and has raised over $150 million from investors including Sequoia, Index Ventures, Stripe and Bezos Expeditions.
Its pricing page lays out three bookkeeping tiers. Essentials costs $99 per month for businesses with up to $100,000 in monthly expenses and covers cash-basis bookkeeping from bank and credit card data. Core adds a US-based bookkeeper who handles, explains and reviews your books, with reports on the 10th business day. Custom plans deliver reports on the 6th business day, add full accounts receivable and let you keep your existing QuickBooks account and history.
Pilot also offers tax, CFO services, R&D credit work and stock administration, so a company can stay with one provider as it grows. Its site notes that Pilot is not a public accounting firm.
Best for: Startups and small businesses that want low entry pricing and a clear path to tax and CFO support.
Bookkeeper360 has served small businesses since 2012 and says it is trusted by more than 1,000 businesses. It operates as a fully remote company and offers bookkeeping, fractional CFO, payroll, HR, tax with R&D credit services, and bill pay and invoicing.
Bookkeeping starts from $400 per month on custom monthly or weekly plans, with a dedicated US-based team and cash or accrual books. Catch-up and prior-period cleanup start from $1,000, tax services from $1,200 per year and fractional CFO work from $1,600 per month.
The firm works in Xero and QuickBooks and connects to tools such as ADP, Gusto, Shopify, Stripe and Ramp. Its own app gives clients live dashboards and in-app messaging, and it has industry pages for e-commerce, SaaS, healthcare, real estate and nonprofits.
Best for: Small businesses that want bookkeeping, payroll and tax from one provider with published starting prices.
inDinero lists its address in Covina, California, and provides bookkeeping, accounting, CFO services, business taxes, payroll, BI reporting and 409A valuations. It works with startups, mid-sized companies and enterprise clients, and says it scales with clients up to more than $500 million in revenue.
The team primarily works in QuickBooks Online and NetSuite and can help set up or convert systems. Multi-entity accounting is a dedicated offering, and the industries it lists include tech, construction, crypto, healthcare, professional services, nonprofits, SaaS and e-commerce.
Pricing is customized and starts at $750 per month, with month-to-month engagements at a fixed price. The site reports more than 150 delivery professionals and an average onboarding time of 18 days.
Best for: Growing companies, including multi-entity groups, that expect to move from QuickBooks Online to NetSuite.
Ignite Spot is based in Salt Lake City, Utah, and has offered outsourced bookkeeping and accounting since 2008. It is built for US businesses with $1 million to $10 million in annual revenue and focuses on service firms such as marketing agencies, consultancies and IT companies.
Each client gets a dedicated, US-based bookkeeper who is a W-2 employee of the firm. The service covers recording and categorizing transactions, reconciling bank and credit card accounts and, depending on the agreement, managing bills, preparing invoices and tracking receivables. Ignite Spot specializes in QuickBooks Online and Xero, and it also offers controller and fractional CFO support.
Pricing is quoted based on size, transaction volume and complexity. Service is month-to-month with 30 days’ notice to leave, and tax preparation is a separate service. The firm says plainly that it is generally not the best fit for nonprofits.
Best for: Established service businesses that want a dedicated US-based bookkeeper and room to add controller work.
Kruze Consulting is a San Francisco CPA firm, licensed by the California Board of Accountancy, that focuses on VC-funded companies, especially seed and venture-backed Delaware C-corps. Its accounting team is made up of CPAs and experienced accountants, and the company says its clients have collectively raised more than $15 billion in venture funding.
Bookkeeping clients receive monthly financial packets with an income statement, balance sheet and cash flow statement, plus a monthly meeting with their accountant. Kruze works in QuickBooks, integrates with Brex, Ramp and Bill.com and uses its own automation to categorize transactions, with staff review.
The firm says most bookkeeping engagements run $650 to $1,500 per month on a fixed fee. It also handles startup tax returns, Delaware franchise tax, R&D tax credits, fractional CFO work, financial modeling and 409A valuations.
Best for: Venture-backed startups that want investor-ready books and startup tax work from a licensed CPA firm.
AccountingDepartment.com has provided outsourced accounting since 2004 and describes its offering as a full accounting department without having to build one. Its services cover bookkeeping, accounting, controller work and CFO advisory, delivered by full-time W-2 accountants, CPAs, controllers and advisors. It does not offer tax services.
The firm serves businesses from under $1 million to more than $100 million in revenue, including funded startups, professional services firms, government contractors, manufacturers and technology companies. Specialties include DCAA compliance, NetSuite, nonprofit accounting and healthcare accounting.
It works in QuickBooks, NetSuite or Sage Intacct alongside more than 80 apps such as BILL, Ramp, Expensify, Gusto and ADP. Pricing comes in four fixed monthly tiers: Essential, Core, Complete and Pinnacle, plus an advisory-only option.
Best for: Companies that want bookkeeping, a controller and CFO advice in one fixed monthly engagement.
Bench is one of the best-known online bookkeeping brands, and its recent history matters if you are evaluating it. Bench says it was acquired by Employer.com in December 2024, paused operations that month and resumed them in January 2025. The site now states that it is fully operational and staffed by its in-house team. Its US entity, Bench Accounting USA Inc., lists a registered address in San Francisco.
Bench publishes its pricing. Bookkeeping costs $399 per month, bookkeeping plus tax is $649 per month and a Bookkeeping Light plan for businesses with $250,000 or less in revenue is $199 per month, with discounts for annual billing. Businesses that want to keep their own systems can add a fractional bookkeeper for $55 per hour plus a $1,200 onboarding fee.
The main bookkeeping plans run on Bench’s own software, while the fractional bookkeeper option keeps your existing systems in place. Catch-up bookkeeping is included with an annual plan, and businesses more than a year behind get a custom quote.
Best for: Very small businesses that want a flat published price and are comfortable with Bench’s own platform.
Supporting Strategies was founded in the Boston area in 2004 and adopted a franchise model in 2013. It now has more than 100 locations nationwide, run by independently owned franchises, and says it has supported more than 4,000 companies.
Its small business bookkeeping service covers accounts payable, accounts receivable, bookkeeping, financial reporting and payroll administration, with controller services available. The site says its team members are all based in the United States with an average of 10 years of industry experience, and work runs through its own workflow system, WorkPlace.
Supporting Strategies has dedicated pages for law firms, healthcare practices and nonprofits. It notes on its site that it is not a CPA firm, so tax preparation stays with your accountant.
Best for: Businesses that want a US-based bookkeeping team with a local office in their region.
1-800Accountant was founded in 2014 and serves small business owners, entrepreneurs and side businesses nationwide. Its site lists an office at 800 Carillon Parkway in St. Petersburg, Florida, and support hours of 9 AM to 6 PM Eastern on weekdays.
Bookkeeping comes bundled with tax work. The Business Complete plan, at $469 per month billed annually, includes full-service bookkeeping with a dedicated bookkeeper starting at 75 monthly transactions. The Starter plan at $299 per month includes a subscription to its ClientBooks software rather than a bookkeeper. Catch-up bookkeeping and nonprofit bookkeeping are available as add-ons.
The company states SOC 2 Type 1 attestation. Its main strength is the bundle: owners who want one provider for books, business tax returns and tax advice can cover all three on one plan.
Best for: Small business owners who want bookkeeping and business tax handled on one annual plan.
Paro is based at 325 West Huron Street in Chicago. Rather than employing a bookkeeping team, it matches businesses and accounting firms with independent finance experts and firms using its own AI matching across more than 60 industries and 250 skill sets.
Under accounting and bookkeeping, Paro lists full-charge bookkeeping, accounting services, controller leadership and software implementation. The same platform covers budgeting and forecasting, fractional CFO work, business tax preparation and internal audit, so you can bring in different specialists as needs change.
Paro suits companies that want a specific skill set, such as a bookkeeper with construction or healthcare experience, rather than a standard plan. Because the work is done by independent professionals, confirm scope, schedule and rates with your matched expert before starting.
Best for: Companies that need a specialist bookkeeper or controller for a specific industry or project.
Some services are built for very small businesses with simple books, while others are designed for companies with multiple entities, inventory or investors. Pick a provider that fits where you will be in two years, not only today, so you do not have to switch mid-growth.
Cash-basis books are fine for many small businesses. Investors, lenders and companies with significant receivables or deferred revenue usually need accrual accounting. Ask each provider which method its standard plan uses and what accrual work costs.
Most providers work in QuickBooks Online or Xero, and some support NetSuite or Sage Intacct. A few run on their own platform. If you want to keep your data in a standard ledger, confirm that before signing. Our list of the top accounting software can help if you are choosing a system at the same time.
Check how many transactions and accounts are included, when reports arrive each month, whether bill pay, invoicing and payroll are covered and what catch-up work costs. Ask how fees change as volume grows.
Bookkeeping feeds your tax return and your forecasts. If you want one provider for all three, choose one that offers tax and CFO services. If you prefer to keep a separate CPA, choose a bookkeeper that says it works with outside accountants, or see our list of virtual CFO services.
It records and categorizes transactions, reconciles bank and credit card accounts, and produces monthly financial statements such as a profit and loss statement and balance sheet. Many services also handle bill pay, invoicing and catch-up work.
Published prices on this list range from $99 per month for Pilot’s Essentials tier to $650 to $1,500 per month for Kruze’s startup engagements. Transaction volume, the number of accounts and whether you need accrual books drive the price.
Reputable providers use secure portals, role-based access and established accounting software. Ask about security attestations such as SOC 2 and how access is removed when an engagement ends.
Yes. Most services on this list offer catch-up or cleanup work, usually priced per month of backlog or as a project, before regular monthly service begins.
Pilot and Bench offer the clearest published pricing for small businesses, while Bookkeeper360 and 1-800Accountant make it easy to bundle bookkeeping with tax. Growing companies should look at inDinero, Ignite Spot and AccountingDepartment.com, and venture-backed startups will find Kruze Consulting built around their needs. Supporting Strategies suits owners who want a local US team, and Paro fits when you need a specialist.
Ask two or three providers for a quote on the same scope, check which software and accounting method they will use, and confirm when your reports will arrive each month. For more options, including firms that work fully online, see our list of remote accounting services.